01 - In a medium bowl or large jar, combine rolled oats, milk, Greek yogurt, chia seeds, and maple syrup. Stir thoroughly until all ingredients are well incorporated.
02 - Add grated carrot, walnuts or pecans, raisins, cinnamon, ginger, nutmeg, and salt. Mix until completely combined and spices are evenly distributed.
03 - Cover container and refrigerate overnight (minimum 6-8 hours) to allow oats and chia seeds to fully absorb liquid and develop flavors.
04 - Before serving, combine softened cream cheese and maple syrup in a small bowl. Whisk until smooth and creamy for frosting consistency.
05 - Stir the refrigerated oats in the morning. Divide between two bowls or jars. Top with cream cheese mixture, extra nuts, grated carrot, or coconut flakes as desired.