01 - Line a baking sheet with parchment paper.
02 - Wash and dry strawberries; slice banana and kiwi into bite-sized pieces.
03 - Place chopped chocolate in a heatproof bowl over simmering water and stir until smooth, or microwave in 20-second intervals stirring between each until melted.
04 - Using a fork or skewer, dip each fruit piece halfway into the melted chocolate, allowing excess to drip off.
05 - Place dipped fruit on the lined baking sheet.
06 - Immediately sprinkle pistachios or toasted coconut flakes over the chocolate coating, if desired.
07 - Drizzle melted white chocolate over the dipped fruit if using.
08 - Refrigerate for at least 15 minutes until chocolate hardens.
09 - Present chilled or at room temperature.